Ruby kaur has been living in Bakersfield for over 20 years and love the diversity of her town. Before starting her Real Estate career, ruby worked for a bank and held many different positions including mortgage loan officer. She has over 15 years of customer service and financing experience. Ruby is highly educated and hold two degrees in different fields from CSU Bakersfield and Bakersfield College. She uses her educational background and work experience to provide the best service to her clients. She understand the importance of owning a home and wants to help families fulfill their dreams of homeownership. She believes in building lasting relationships and 80% of her business comes from referral.